<?xml version="1.0" encoding="UTF-8"?><rss version="2.0"><channel><title>tehSmartInvestor</title><description>Personal finance for Malaysians living and working in Singapore</description><link>https://tehsmartinvestor.com/</link><language>en-sg</language><item><title>My Investment Portfolio: How I Invest as a Malaysian in Singapore (2025)</title><link>https://tehsmartinvestor.com/blog/my-investment-portfolio-malaysian-singapore/</link><guid isPermaLink="true">https://tehsmartinvestor.com/blog/my-investment-portfolio-malaysian-singapore/</guid><description>My honest portfolio breakdown — how I split investments between Singapore and Malaysia, why I keep MYR assets, and my robo-advisor strategy.</description><pubDate>Wed, 12 Feb 2025 00:00:00 GMT</pubDate><category>investment</category></item><item><title>Wise vs YouTrip vs Bank Transfer: Sending Money from Singapore to Malaysia (2025)</title><link>https://tehsmartinvestor.com/blog/wise-youtrip-send-money-sg-malaysia/</link><guid isPermaLink="true">https://tehsmartinvestor.com/blog/wise-youtrip-send-money-sg-malaysia/</guid><description>The cheapest way to send SGD to MYR in 2025 — I compared Wise, YouTrip, Revolut, DBS Remit, and bank TT. Real fees, real FX rates, real verdict.</description><pubDate>Wed, 05 Feb 2025 00:00:00 GMT</pubDate><category>cross-border</category></item><item><title>Singapore Income Tax for Malaysians on Employment Pass (YA 2025)</title><link>https://tehsmartinvestor.com/blog/singapore-income-tax-guide-malaysians-2025/</link><guid isPermaLink="true">https://tehsmartinvestor.com/blog/singapore-income-tax-guide-malaysians-2025/</guid><description>Complete guide to filing Singapore income tax as a Malaysian on EP or SP — residency rules, all reliefs, CPF, SRS, and how to maximise your refund.</description><pubDate>Wed, 29 Jan 2025 00:00:00 GMT</pubDate><category>singapore-finance</category></item><item><title>Best High-Yield Savings Accounts in Singapore for Malaysians (2025)</title><link>https://tehsmartinvestor.com/blog/best-savings-accounts-singapore-malaysians-2025/</link><guid isPermaLink="true">https://tehsmartinvestor.com/blog/best-savings-accounts-singapore-malaysians-2025/</guid><description>A Malaysian&apos;s honest comparison of Singapore&apos;s best savings accounts — OCBC 360, UOB One, MariBank, CIMB FastSaver — including which ones accept EP holders.</description><pubDate>Wed, 22 Jan 2025 00:00:00 GMT</pubDate><category>singapore-finance</category></item><item><title>EPF While Working in Singapore: What Malaysians Need to Know in 2025</title><link>https://tehsmartinvestor.com/blog/epf-while-working-singapore-2025/</link><guid isPermaLink="true">https://tehsmartinvestor.com/blog/epf-while-working-singapore-2025/</guid><description>Everything about your EPF when you work in Singapore: contributions, Account 3, dividends, withdrawals, and what I wish I knew before I moved.</description><pubDate>Wed, 15 Jan 2025 00:00:00 GMT</pubDate><category>malaysia-finance</category></item></channel></rss>