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Practical finance for Malaysians navigating life in Singapore. EPF, CPF, taxes, investments, and everything in between.

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Featured Investment

My Investment Portfolio: How I Invest as a Malaysian in Singapore (2025)

My honest portfolio breakdown — how I split investments between Singapore and Malaysia, why I keep MYR assets, and my robo-advisor strategy.

10 min read
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Cross-Border

Wise vs YouTrip vs Bank Transfer: Sending Money from Singapore to Malaysia (2025)

The cheapest way to send SGD to MYR in 2025 — I compared Wise, YouTrip, Revolut, DBS Remit, and bank TT. Real fees, real FX rates, real verdict.

9 min read
Singapore Finance

Singapore Income Tax for Malaysians on Employment Pass (YA 2025)

Complete guide to filing Singapore income tax as a Malaysian on EP or SP — residency rules, all reliefs, CPF, SRS, and how to maximise your refund.

11 min read
Singapore Finance

Best High-Yield Savings Accounts in Singapore for Malaysians (2025)

A Malaysian's honest comparison of Singapore's best savings accounts — OCBC 360, UOB One, MariBank, CIMB FastSaver — including which ones accept EP holders.

10 min read
Malaysia Finance

EPF While Working in Singapore: What Malaysians Need to Know in 2025

Everything about your EPF when you work in Singapore: contributions, Account 3, dividends, withdrawals, and what I wish I knew before I moved.

9 min read