Free Tools
Built for the Causeway commuter
I built these because I couldn't find anything good. Two calculators, both 100% free, both running entirely in your browser.
Malaysia
EPF Retirement Calculator
Project your EPF/KWSP balance at retirement. Supports the new 3-account structure (Akaun Persaraan, Sejahtera, Fleksibel), voluntary top-ups, and drawdown scenarios.
- EPF balance projection to age 55, 60, or 65
- Akaun Fleksibel (Account 3) withdrawal scenarios
- Impact of voluntary top-ups
- Monthly income if you draw down over 20–25 years
Singapore
Singapore Tax Estimator YA 2025
Estimate your Singapore income tax for Year of Assessment 2025. Includes Employment Pass holder nuances, CPF relief, SRS top-up deductions, and parent/child reliefs.
- YA 2025 progressive tax rates (up to 24%)
- CPF Relief, SRS, and NSman deductions
- Parent, spouse, child reliefs
- Not Ordinarily Resident (NOR) scheme guide
How these tools work
Your data never leaves your device.
100% client-side
All calculations happen in your browser using JavaScript. Nothing is sent to our servers. There is no server.
No account required
No sign-up, no login, no cookies. Just open the tool and use it.
Estimates only
Results are projections for planning purposes. Always verify on kwsp.gov.my and iras.gov.sg.